Insurance Information

This office is happy to cooperate with individuals who are covered by dental insurance. We only ask that you carefully read your policy to be sure that you are fully aware of any restrictions that apply to the benefits provided. Dental insurance is a contract between the patient and the insurance company for reimbursing the costs of dental services.

The fees we charge for services rendered to those who are insured are our usual and customary fees charged to all patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage they make available. Some insurance companies pay a percentage of dental fees. Some will have you pay a deductible, and then for payments over the amount, they will cover the remainder of your dental bill. Others maintain a table of allowances and pay a certain amount of your dental bill, which is then a percentage of the usual fee. Also, some companies pay claims promptly, and others delay payments for many months.

We have no control over when we will be paid by your carrier for our services. Therefore, we ask that you view your insurance realistically as a device that reimburses for dental expenses. It is your company and it is your responsibility to see that you are reimbursed promptly. We will fulfill our obligation by completing all forms pertaining to your claim and sending them promptly to your company to help you obtain the reimbursement you may be entitled to receive.

Out customary procedure in handling our patients’ accounts is the same for patients without insurance coverage. We request that you keep your account current.